We use cookies to improve your experience of our website.
You can find out more or opt-out from some cookies.
Skip to navigation
Skip to main content
Skip to footer
Citizens Advice Scotland
Sign in
Search
Benefits
Work
Debt and money
Consumer
Housing
Family
Law and courts
Immigration
Health
More help
Home
Debt and money
Debt solutions
Debt management plans
Debt management plans
Debt management plans explained
Debt management plans - what you need to know
Credit rating - impact of debt management plan
Getting a debt management plan
How to get a debt management plan
Do you need to pay for a debt management plan?
Choosing a debt management plan provider
Rules debt management plan providers must follow
Information your debt management plan provider must give you
While a debt management plan is in place
Struggling to pay your debt management plan
Creditors still contacting you - debt management plans
Cancelling your debt management plan
Changing debt management plan provider
Debt has increased since debt management plan
Your debt management plan provider has closed
Complaints about debt management plans
Complaining about debt management plan providers
Debt management plan fees too high?
Misled by a debt management plan provider
Cold called by a debt management plan provider