Check if you can get Universal Credit

You can only get Universal Credit if at least one of the following applies:

• you’ve reached State Pension age and you live with a partner who’s below State Pension age - check your State Pension age on GOV.UK

• you’re under 21 (or you turned 21 during your course), not in higher education, and your parents have died or you can’t live with them

• you’re waiting to return to a course after taking time off because of illness or caring responsibilities

• you get Attendance Allowance, Disability Living Allowance, Personal Independence Payment, Adult Disability Payment or Child Disability Payment - and the DWP decided you have ‘limited capability for work’ before you started your course

• you look after a child under 16, or under 20 if they’re also in full-time education or training

• you’re a foster parent and have a child living with you

If none of these applies to you, you can still get Universal Credit if you get other benefits and you’ve had a migration notice telling you to move to Universal Credit. You can usually get Universal Credit until your course ends.

If you live with your partner

You can get Universal Credit during full-time education if you live with your partner and they:

• aren’t in full-time education

• are also in full-time education, but they’re entitled to Universal Credit while studying

• are also in full-time education, and one of you is responsible for a child or is a foster parent

Check if you’re in full-time education or training

You count as in full-time education or training if either:

• you’re in full-time higher education - this includes anything above Highers or Advanced Highers

• you’re doing any full-time course where you get a loan or maintenance grant

You also count as in full-time education or training up to 1 September after your 19th birthday, if you’re spending at least 12 hours a week doing work for either:

• school or college

• certain types of training - as long as the training isn’t part of your job

If you’re aged 16 to 25 and you’re doing a traineeship that lasts less than 6 months, this doesn’t count as full-time education or training.

If you've both reached State Pension age, it's usually best for you to claim Pension Credit. You can check what your State Pension age is on GOV.UK.

You can talk to an adviser if you’re not sure which benefit to claim - they can help you work out when you’ll be better off.

If you’re paying rent

If you’ve both reached State Pension age and you’re paying rent, you might be able to get Housing Benefit. You should check if you can get Housing Benefit.

If only one of you has reached State Pension age

If only one of you has reached State Pension age, you usually can’t make a new claim for Pension Credit or Housing Benefit. You’ll often need to claim Universal Credit instead.

If you turned State Pension age before 15 May 2019 and you’re getting Pension Credit or Housing Benefit, you can keep getting it unless your circumstances change.

You can make a new claim for Pension Credit even if only one of you has reached State Pension age if both of the following apply:

• you reached State Pension age before 15 May 2019

• you’ve been claiming Housing Benefit or Pension Credit as part of the same couple since before 15 May 2019

You should also check if you can claim Housing Benefit if you’re paying rent.

You don’t need to claim Universal Credit if the person who hasn’t reached State Pension age is claiming:

• Income Support

• income-based Jobseeker’s Allowance

• income-related Employment and Support Allowance

You can carry on getting the benefit you’re currently on.

You might be able to claim Universal Credit if you meet all the other conditions and also one of these:

• you can’t work because you’re disabled or ill - you’ll need to give the DWP medical evidence showing this

• you have a child - or are expecting a baby in the next 11 weeks

• you care for a severely disabled person

• your parents have died or you can't live with them - for example if your relationship has broken down or your health would be at risk

You won’t need to look for work as part of your Universal Credit claim if both of the following apply:

• you're in full time education or training

• you don’t have a parent, foster parent or local authority looking after you

You’ll need to give evidence to show that the UK, Ireland, Channel Islands or the Isle of Man is your main home. This is known as being ‘habitually resident’. You have to do this even if you’re a British citizen.

Check how to prove you’re habitually resident.